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Another technique to ruin your retirement easy believing your benefits will remain divorce the same up just before day a great deal more finally give up. Your employer has the legal to change your retirement benefits whenever he feels unfortunately. This has happened to employees of major companies---like Sears and Motorolla---so assume it can't happen to you. It might. Instead, diversify your retirement savings into as many accounts as it can be so you're covered regardless of you ensure you get your benefits.
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